From 7b0ebdbcbf17beb0f72f26f4cd62e2d72a6d084b Mon Sep 17 00:00:00 2001
From: wellspringcp <69349872+wellspringcp@users.noreply.github.com>
Date: Wed, 26 Jan 2022 16:38:05 +1100
Subject: [PATCH] Update and rename 12-01-parental-income-lien.md to
 12-01-child-education-income-lien.md

---
 12-safety-net/12-01-child-education-income-lien.md | 13 +++++++++++++
 12-safety-net/12-01-parental-income-lien.md        |  2 --
 2 files changed, 13 insertions(+), 2 deletions(-)
 create mode 100644 12-safety-net/12-01-child-education-income-lien.md
 delete mode 100644 12-safety-net/12-01-parental-income-lien.md

diff --git a/12-safety-net/12-01-child-education-income-lien.md b/12-safety-net/12-01-child-education-income-lien.md
new file mode 100644
index 0000000..e2ab030
--- /dev/null
+++ b/12-safety-net/12-01-child-education-income-lien.md
@@ -0,0 +1,13 @@
+# Children:
+
+This document outlines a program which provides interest-free loans
+
+Child or parent may apply for voucher program
+* Periodic reassessment of need.
+
+The voucher program is effectively a revolving line of credit which may only be used to pay schooling/tuition related expenses **directly** to a schooling institution. The program does **not** pay any funds into the hands of the child or the parent.
+
+All interest payments on the debt instrument are chargeable directly to the government, while the bond instrument remains chargeable to the parent/guardian (i.e, the parent/guardian is liable for the principal). This is in effect a zero-interest loan to the parents.
+
+## Vouchers for schooling:
+
diff --git a/12-safety-net/12-01-parental-income-lien.md b/12-safety-net/12-01-parental-income-lien.md
deleted file mode 100644
index a762822..0000000
--- a/12-safety-net/12-01-parental-income-lien.md
+++ /dev/null
@@ -1,2 +0,0 @@
-# Children:
-