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# Children:
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This document outlines a program which provides interest-free loans
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Child or parent may apply for voucher program
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* Periodic reassessment of need.
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The voucher program is effectively a revolving line of credit which may only be used to pay schooling/tuition related expenses **directly** to a schooling institution. The program does **not** pay any funds into the hands of the child or the parent.
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All interest payments on the debt instrument are chargeable directly to the government, while the bond instrument remains chargeable to the parent/guardian (i.e, the parent/guardian is liable for the principal). This is in effect a zero-interest loan to the parents.
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## Vouchers for schooling:
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