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Update and rename 12-01-parental-income-lien.md to 12-01-child-education-income-lien.md

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# Children:
This document outlines a program which provides interest-free loans
Child or parent may apply for voucher program
* Periodic reassessment of need.
The voucher program is effectively a revolving line of credit which may only be used to pay schooling/tuition related expenses **directly** to a schooling institution. The program does **not** pay any funds into the hands of the child or the parent.
All interest payments on the debt instrument are chargeable directly to the government, while the bond instrument remains chargeable to the parent/guardian (i.e, the parent/guardian is liable for the principal). This is in effect a zero-interest loan to the parents.
## Vouchers for schooling:

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# Children: